--- title: "55+ Active Adult New Homes on Florida's Treasure Coast" description: "New construction 55+ and active adult communities on Florida's Treasure Coast, resort amenities, low-maintenance living, and single-story floor plans built for" lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "RealEstateAgent", "name": "New Homes Treasure Coast", "url": "https://newhomestc.com", "image": "https://newhomestc.com/og-default.jpg", "logo": "https://newhomestc.com/og-default.jpg", "slogan": "Florida's Treasure Coast new construction experts", "description": "The most comprehensive resource for new construction homes on Florida's Treasure Coast. Independent buyer representation across Brevard, Indian River, St. Lucie, and Martin counties — including Vero Beach, Port St. Lucie, Palm Bay, Stuart, Jensen Beach, and Fort Pierce.", "priceRange": "$$-$$$$", "address": { "@type": "PostalAddress", "addressRegion": "FL", "addressCountry": "US" }, "areaServed": [ { "@type": "AdministrativeArea", "name": "Brevard County, Florida" }, { "@type": "AdministrativeArea", "name": "Indian River County, Florida" }, { "@type": "AdministrativeArea", "name": "St. Lucie County, Florida" }, { "@type": "AdministrativeArea", "name": "Martin County, Florida" } ], "knowsAbout": [ "new construction homes", "master-planned communities", "55+ active adult communities", "Florida relocation", "builder incentives", "new home financing", "Treasure Coast real estate", "Vero Beach new homes", "Port St. Lucie new construction", "Palm Bay new homes", "Stuart new construction" ] }, { "@context": "https://schema.org", "@type": "WebSite", "name": "New Homes Treasure Coast", "url": "https://newhomestc.com", "potentialAction": { "@type": "SearchAction", "target": "https://newhomestc.com/search?q={search_term_string}", "query-input": "required name=search_term_string" } }, { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Treasure Coast", "item": "https://newhomestc.com/" }, { "@type": "ListItem", "position": 2, "name": "Lifestyles", "item": "https://newhomestc.com/communities" }, { "@type": "ListItem", "position": 3, "name": "55+ Active Adult", "item": "https://newhomestc.com/lifestyle/55-plus" } ] }, { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What qualifies as a 55+ community in Florida?", "acceptedAnswer": { "@type": "Answer", "text": "Under the federal Housing for Older Persons Act, an age-restricted community must have at least one resident 55 or older in 80% of homes and publish age-restriction policies. Florida, and the Treasure Coast, has many of these communities." } }, { "@type": "Question", "name": "Are 55+ communities a good fit for snowbirds?", "acceptedAnswer": { "@type": "Answer", "text": "Yes. Most 55+ communities on the Treasure Coast offer lock-and-leave living, with HOA-managed exteriors and gated security, ideal for part-time residents." } }, { "@type": "Question", "name": "Can my spouse under 55 live with me?", "acceptedAnswer": { "@type": "Answer", "text": "Generally yes. Most 55+ communities only require one resident in the household to be 55 or older. Always confirm specific community rules before purchasing." } }, { "@type": "Question", "name": "What do HOA dues typically cover in a Treasure Coast 55+ community?", "acceptedAnswer": { "@type": "Answer", "text": "Most cover lawn care, exterior pest control, the amenity center, gate or guardhouse, and community insurance for common areas. Some bundle cable, internet, or alarm monitoring. Always ask for a line-item breakdown." } }, { "@type": "Question", "name": "Can I rent my home out part of the year?", "acceptedAnswer": { "@type": "Answer", "text": "Rental policies vary widely. Some 55+ communities allow short-term rentals; others require a 6- or 12-month minimum lease and screen tenants for the age requirement. Confirm before you buy if rental income matters." } }, { "@type": "Question", "name": "Are pets and grandchildren allowed?", "acceptedAnswer": { "@type": "Answer", "text": "Pets are almost always permitted (often with breed/size limits). Grandchildren can visit, most communities cap visit length somewhere around 30–90 days per year so the property doesn't lose its 80% age-qualified status." } }, { "@type": "Question", "name": "How does Florida's homestead exemption work for retirees?", "acceptedAnswer": { "@type": "Answer", "text": "If the Treasure Coast home is your primary residence, you can claim a homestead exemption that reduces taxable value by up to $50,000, plus the Save Our Homes cap that limits annual assessment increases to 3%. This is a meaningful long-term tax shield." } }, { "@type": "Question", "name": "Should I tour now or wait until I sell up north?", "acceptedAnswer": { "@type": "Answer", "text": "Tour first. Builder incentives, lot premiums, and HOA structures change quickly, and the best lots in popular phases sell before they're publicly listed. Touring early, even a year before you move, gives you negotiating leverage." } } ] } ] --- Planning to visit a model home? Let us register you with the builder first so we can represent you and negotiate on your behalf. [Learn why](/buyer-representation) [(772) 284-1419](tel:+17722841419) [New Homes Treasure Coast ](/) - [Home](/) - Communities - [Builders](/builders) - Treasure Coast - Explore - Resources - [Our Team](/about) - [Contact](/contact) [Schedule a Tour](/contact) ![55+ Active Adult new construction homes on Florida's Treasure Coast](/assets/hero-relocation-g3VbF8md.jpg) [Treasure Coast](/)/ 55+ Active Adult # 55+ & Active Adult New Construction Communities on the Treasure Coast If you're 55+ and considering Florida's Treasure Coast, today's active adult communities deliver resort-style amenities, low-maintenance single-story floor plans, and a built-in social calendar, all in tax-friendly Florida. The communities below feature new construction homes designed for the active adult lifestyle. 8 matching communities Overview ## 55+ Active Adult on the Treasure Coast The Treasure Coast, Brevard, Indian River, St. Lucie, and Martin counties, has quietly become one of Florida's most popular landing pads for 55+ buyers. Compared to The Villages or Naples, you get oceanfront proximity, smaller and less crowded communities, and pricing that still feels reasonable for new construction. Most active adult communities here cluster along the I-95 corridor in Port St. Lucie, Palm Bay, and western Vero Beach, with a smaller set of boutique 55+ neighborhoods in Stuart and Hobe Sound. What sets the Treasure Coast apart for retirees is the balance: you can live in a gated, amenity-rich neighborhood with pickleball courts and a full activities calendar, then be at the beach, the lagoon, or a championship golf course in 15 minutes. Healthcare is strong (Cleveland Clinic, Health First, HCA Florida), the airports in Melbourne, West Palm Beach, and Orlando are all within reach, and Florida's tax structure, no state income tax, generous homestead exemption, no estate or inheritance tax, meaningfully extends retirement income. Most new 55+ inventory on the Treasure Coast is single-story, 1,500–2,400 sq ft, with primary suites on the main level, hurricane-rated windows, and HOA-managed lawn care. Builders active in this segment include Lennar, GL Homes, Pulte, Kolter, Mattamy, and DR Horton's Freedom series. The communities below are vetted active adult new construction, most welcome part-time residents and snowbirds. Why this lifestyle ## Why 55+ Active Adult on the Treasure Coast ### Single-story floor plans Open layouts with primary suites on the main level and zero-step entries for easy aging in place. ### Resort amenities Clubhouses, lap pools, pickleball, fitness centers, and on-site activity directors built for active retirees. ### Lock-and-leave living HOA-managed lawn care and exterior maintenance let you travel without worry. ### Tax-friendly Florida No state income tax, generous homestead exemption, and no estate tax for Florida residents. ### Built-in social network Clubs, classes, and events are programmed by an on-site lifestyle director, you don't have to start from scratch. ### Newer than the alternatives Many Florida 55+ communities are 20+ years old. New construction means current codes, modern layouts, and builder warranties. Buyer's guide ## What to look for in 55+ active adult new construction Field-tested checks our buyers run before going under contract on a Treasure Coast new home. 1 ### Verify the age restriction Confirm the community is officially registered under the Housing for Older Persons Act (HOPA). Ask for the age-verification policy in writing, some communities are stricter than others about under-55 spouses, adult children, and grandchildren visits. 2 ### Read the HOA budget, not just the dues Low monthly dues sometimes mean underfunded reserves. Ask for the most recent reserve study and audited budget. Healthy reserves mean fewer surprise assessments down the line. 3 ### Tour during peak season Amenity quality is best judged in January–March when snowbirds are in town. A pickleball complex with two empty courts in July tells you nothing, visit when the community is full. 4 ### Check resale velocity Look at how quickly homes resell in the community over the past 12 months. Strong resale demand is the best signal that the lifestyle, amenities, and HOA are working as advertised. 5 ### Plan for aging in place Even if you're 60 and active today, look for zero-step showers, wider doorways, and homes that can accommodate a stair-free routine 15 years out. New construction makes this easier to spec. Inventory ## 55+ Active Adult Communities Hand-picked Treasure Coast new construction matching this lifestyle. [ ![New homes in Hampton Park, Vero Beach, Florida](/assets/community-hampton-park-DLjXXK09.jpg) Upper $300s – mid $500s Pricing as of Jul 2026 ### Hampton Park M Meritage Homes • Vero Beach Gated new-home community in central Vero Beach 3 – 4 Beds | 2 – 3 Baths | 1,695 – 2,791 sqft View Details ](/communities/hampton-park) [ ![New homes in Venetian Grove, Vero Beach, Florida](/assets/community-venetian-grove-hXJ5ld5m.jpg) $300s – $500s Pricing as of Jul 2026 ### Venetian Grove DH D.R. Horton • Vero Beach D.R. Horton Tradition Series℠, 30s, 40s & Townhomes in Vero Beach 3 – 5 Beds | 2 – 3 Baths | 1,500 – 2,800 sqft View Details ](/communities/venetian-grove) [ ![New homes in Waterstone, Fort Pierce, Florida](/assets/community-waterstone-DXisVhtd.jpg) $300s – $470s+ Pricing as of Jul 2026 ### Waterstone A Adams Homes • Fort Pierce Amenity-rich new construction community in Fort Pierce 3 – 4 Beds | 2 – 3 Baths | 1,509 – 3,000 sqft View Details ](/communities/waterstone) [ ![New homes in Newfield, Palm City, Florida](/assets/community-newfield-eK-tfcc_.jpg) From the high $400s Pricing as of Jul 2026 ### Newfield MH Mattamy Homes & Curated Builder Team • Palm City Master-planned new construction in Palm City, agrihood living, preserved land, and miles of trails 2 – 5 Beds | 2 – 4 Baths | 1,500 – 3,500+ sqft View Details ](/communities/newfield) [ ![New homes in Valencia Parc at Riverland, Port St. Lucie, Florida](/assets/community-valencia-parc-DLXHuoiU.jpg) $300s to $800s+ Pricing as of Jul 2026 New this month ### Valencia Parc at Riverland GL GL Homes • Port St. Lucie GL Homes' newest 55+ phase at Riverland in Port St. Lucie 2 – 4 Beds | 2 – 4 Baths | 1,500 – 3,500+ sqft View Details ](/communities/valencia-parc-at-riverland) [ ![Resale homes in Valencia Walk at Riverland, Port St. Lucie, Florida](/assets/community-valencia-walk-DyIzk9tL.jpg) Sold out Resale only ### Valencia Walk at Riverland GL GL Homes • Port St. Lucie Sold out, third Valencia 55+ phase at Riverland (resale only) 2 – 4 Beds | 2 – 4 Baths | 1,600 – 3,500+ sqft See resale info ](/communities/valencia-walk-at-riverland) [ ![Resale homes in Valencia Cay at Riverland, Port St. Lucie, Florida](/assets/community-valencia-walk-DyIzk9tL.jpg) Sold out Resale only ### Valencia Cay at Riverland GL GL Homes • Port St. Lucie Sold out, original Valencia 55+ phase at Riverland (resale only) 2 – 4 Beds | 2 – 3 Baths | 1,500 – 3,000+ sqft See resale info ](/communities/valencia-cay-at-riverland) [ ![Resale homes in Valencia Grove at Riverland, Port St. Lucie, Florida](/assets/community-valencia-parc-DLXHuoiU.jpg) Sold out Resale only ### Valencia Grove at Riverland GL GL Homes • Port St. Lucie Sold out, second Valencia 55+ phase at Riverland (resale only) 2 – 4 Beds | 2 – 3 Baths | 1,500 – 3,200+ sqft See resale info ](/communities/valencia-grove-at-riverland) Schedule a tour ### Tour 55+ active adult new construction with a local specialist We'll line up 2–3 communities that fit your search, share current builder incentives, and run the tours back-to-back so you don't waste a day. [Call (772) 284-1419](tel:+17722841419) Name Phone Email Time of day Morning Afternoon Evening Flexible Tour type In-person Virtual Anything we should know? (optional) Request my tour Free, no obligation. We confirm by phone or email within one business day. Builders ## Builders active in 55+ active adult new construction Explore the builders behind Treasure Coast new homes that fit this lifestyle. [ ### Adams Homes Family-owned Florida builder with high-value standard features Price range: $300,000 – $470,000+ View builder ](/builders/adams-homes) [ ### Meritage Homes Energy-efficient new homes built for how you live Price range: $369,990 – $534,293 View builder ](/builders/meritage-homes) [ ### GL Homes Florida's premier 55+ active-adult community builder Price range: $350,000 – $900,000+ View builder ](/builders/gl-homes) [ ### D.R. Horton America's Builder since 1978 Price range: $275,000 – $500,000 View builder ](/builders/dr-horton) [See all Treasure Coast builders](/builders) Pricing ## What you'll typically pay Treasure Coast price context using Q1 2026 county median single-family closings (Florida Realtors). 55+ new construction on the Treasure Coast generally runs from the high $200s for villa/twin-home product in Port St. Lucie and Palm Bay, into the $400s–$500s for detached single-family in Stuart and western Vero Beach, and well above $700K for premium golf or waterfront 55+ enclaves. Indian River County's median single-family price ($427,500 in Q1 2026) and Martin County's ($560,000) tend to set the upper benchmark; St. Lucie ($395,000) and Brevard ($368,000) anchor the value end. By county ## 55+ Active Adult Communities by County ### St. Lucie County (5) - [Waterstone · Fort Pierce ](/communities/waterstone) - [Valencia Parc at Riverland · Port St. Lucie ](/communities/valencia-parc-at-riverland) - [Valencia Walk at Riverland · Port St. Lucie ](/communities/valencia-walk-at-riverland) - [Valencia Cay at Riverland · Port St. Lucie ](/communities/valencia-cay-at-riverland) - [Valencia Grove at Riverland · Port St. Lucie ](/communities/valencia-grove-at-riverland) ### Indian River County (2) - [Hampton Park · Vero Beach ](/communities/hampton-park) - [Venetian Grove · Vero Beach ](/communities/venetian-grove) ### Martin County (1) - [Newfield · Palm City ](/communities/newfield) FAQ ## Frequently Asked Questions What qualifies as a 55+ community in Florida?› Under the federal Housing for Older Persons Act, an age-restricted community must have at least one resident 55 or older in 80% of homes and publish age-restriction policies. Florida, and the Treasure Coast, has many of these communities. Are 55+ communities a good fit for snowbirds?› Yes. Most 55+ communities on the Treasure Coast offer lock-and-leave living, with HOA-managed exteriors and gated security, ideal for part-time residents. Can my spouse under 55 live with me?› Generally yes. Most 55+ communities only require one resident in the household to be 55 or older. Always confirm specific community rules before purchasing. What do HOA dues typically cover in a Treasure Coast 55+ community?› Most cover lawn care, exterior pest control, the amenity center, gate or guardhouse, and community insurance for common areas. Some bundle cable, internet, or alarm monitoring. Always ask for a line-item breakdown. Can I rent my home out part of the year?› Rental policies vary widely. Some 55+ communities allow short-term rentals; others require a 6- or 12-month minimum lease and screen tenants for the age requirement. Confirm before you buy if rental income matters. Are pets and grandchildren allowed?› Pets are almost always permitted (often with breed/size limits). Grandchildren can visit, most communities cap visit length somewhere around 30–90 days per year so the property doesn't lose its 80% age-qualified status. How does Florida's homestead exemption work for retirees?› If the Treasure Coast home is your primary residence, you can claim a homestead exemption that reduces taxable value by up to $50,000, plus the Save Our Homes cap that limits annual assessment increases to 3%. This is a meaningful long-term tax shield. Should I tour now or wait until I sell up north?› Tour first. Builder incentives, lot premiums, and HOA structures change quickly, and the best lots in popular phases sell before they're publicly listed. Touring early, even a year before you move, gives you negotiating leverage. Related ## Related lifestyles to explore [ ### Gated Privacy, security, and a curated community feel, gated new construction on the Treasure Coast appeals to retirees, executives, and seasonal … ](/lifestyle/gated) [ ### Golf Course Golf is a way of life on Florida's Treasure Coast, and these new construction communities put the championship course right outside your doo… ](/lifestyle/golf) ## Ready to tour 55+ active adult new construction? We'll line up tours, surface current builder incentives, and send you a Treasure Coast relocation guide tailored to your search. [Talk to a specialist](/contact) [Download relocation guides](/guides) [Call Us](tel:+17722841419) Treasure Coast Newsletter ## Stay ahead of new community openings & builder incentives One concise monthly email, new inventory, current builder credits, and market shifts across Brevard, Indian River, St. Lucie, and Martin counties. Monthly market updates, builder incentives, and new community openings. Subscribe No spam. 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